Do you consider yourself frugal? Smart? Sophisticated? All of the above? For many, the answer is “yes.”

So why leave hundreds, if not thousands of dollars on the table when selling, buying or refinancing property in Florida?

“Title companies in Florida are prohibited from discounting a title insurance premium rate set by the state. But they can offer a rebate,” said Assure America Title Company president Anthony Crupi. “Just by asking, consumers can receive from my company title insurance rebates of up to 20 percent.”

A $500,000 home sale in Florida requires payment of title insurance at $2,575. A $1 million dollar home costs $5,075 in title insurance.

“In most counties in Florida, a 20 percent rebate could put $515 back in your pocket if you sold a $500,000 home, or $1,015 on a $1 million home,” Crupi said.

“The buyer pays the title fee in Broward, Miami-Dade and Monroe counties, while the seller pays the fee in Palm Beach County and the rest of the state. Theoretically, a person selling a home in Palm Beach County and buying a new home in Broward or Miami Dade would have to pay title insurance fees twice,” Crupi said.

“There are many closing costs involved in buying and selling property. You pay real estate commissions, attorney fees, and taxes to record the sale and transfer of a property. With the economy sluggish and real estate prices down in many cases, it makes sense to be an educated consumer and seek to cut costs where possible,” Crupi added. “The state allowed title insurance rebate program we offer can be significant.”

Assure America Title Company provides a variety of title services to protect home buyers and lenders against losses because of title defects or liens on property. The company offers services throughout the United States but has a particularly strong presence in Florida. Services offered include:

Settlements for Purchase/Refinance
Title and Liens Searches
Deed Preparation
Escrow ServicesClosing Services
Commercial Title Services
1031 Exchange

To learn more about the types of services Assure America Title Company offers, including the Florida Title insurance rebate program, call 1-877-427-9696, or visit the company web site at http://www.assureamericatitleinsurance.com.